No card payment creates a new pattern of mobile payment

The transformation of the times, the pace of historical progress has been overwhelming, no card payment will be the core of the future payment model! 2014 and 2015 are the first year of development of cardless payment such as QR code payment, but it has nothing to do with POS agents. It is a major development opportunity for payment companies such as Alipay and WeChat. However, 2016 will be the first year of the POS dealer community's substantial development of card-free payments. ?

Since there is basically no regulatory pressure, the number of fake cards is very small, the operation is convenient, the rate is favorable, and so on, the card-free payment has been developed rapidly! Agents who have had visions since the previous year have already opened their own mobile payment systems, and they have no power to pay for cards.

The card-free payment agent is more complex and versatile than the POS agency industry that used to be fragrant. And cardless payment is an inevitable trend of the times and a new starting point. Cardless payment is not a spelling rate, the cost of splitting and picking up goods, nor the payment of licenses, but the technical strength and development history of this company, and the experience of the two-dimensional code payment industry.

Cardless payments are too hot, and even the central bank has to admit. According to the released payment data, the mobile payment business grew significantly in the second quarter of this year. Non-bank payment institutions handled 37.707 billion online payment services, amounting to 23.35 trillion yuan, an increase of 82.51% and 111.12% respectively.

Card-free payment is compared with the advantages and disadvantages of traditional POS. The traditional pos machine mode, for the merchants, the installation procedures are complicated, the procedure costs are high, and the funds are in place. For consumers, the operation is troublesome, carry a bank card with you. On the contrary, the new generation of card-free payment is bundled with UnionPay payment channel, WeChat wallet, Alipay wallet, Baidu wallet and bank card to achieve data security settlement, third-party fund deposit, and fund security. 365 days of funds arrive in real time, no need to extract, effectively protecting the cash flow of the merchants.

Payment industry development. In the future, mobile-free card-free payment will be the trend of the times, and will lead the transformation of the trillion-dollar market. In the past, POS machines were an important part of the transaction between people and merchants. Today, when the cash payment moves to electronic payment, the mobile Internet makes people's distance away from the space and interacts in different dimensions. The era of cardless payment has arrived. It is more convenient for consumers to shop while at the peak of the traditional payment model.

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