Three big "holes" for credit cards! Have you jumped yet?



Since the ace of credit card, credit card spending is simply a pleasure! As a result, the self-satisfied multiple times played the credit card in the way of “scratching the ball” and was finally judged by the bank. Tell the truth! The meal is not white, and the money is not white. Just tell you a bitter "hidden history of blood and tears"!

There is no credit card, what is the fear of the minimum repayment?

Credit card is really a good thing! The advantages of being convenient and fast and able to consume in advance have never been controlled by countless expenses. As the saying goes: Happy and happy for 30 days, crying and screaming that day, the repayment date is also a heartache day, excessive consumption can really hurt. Not afraid, the minimum repayment is not good, anyway, it does not deduct credit, but it is a little bit of interest. So, the bank was happy, and his half-month salary went into the bank's pocket after one year. But the bank is angry again, and can't afford to do it. Derating!

Warm reminder: Cautious minimum repayment. How much is brushed is the long-term use of the card.

Dear, we can pay in installments!

I have seen a very expensive thing, and every time I think of the full payment, it hurts! But I heard that when I can pay in installments, there is no feeling of pain in the moment. Is it worthwhile? But compared to full payment, installment payment is the real girl. In the days that followed, I gradually developed the habit of paying in installments, and began to forget the amount, and felt that they were OK without them. Therefore, this part of the money has completely become the "temporary residence of the king" in the wallet, so that you constantly try to find a way for them to consume. In short, the purpose of the business has been reached, and your money has ran with others.

Warm reminder: It is good to repay in installments, and develop habits. Please “jump the pit” automatically.

A large credit card is the villain wearing a crown.

The credit card has finally come from a low amount of money to a large amount. You can buy more expensive things, or you can enjoy the VIP treatment that has been left for a long time. As long as it is a heart-moving thing, even if it has no practical use, it will be bought in minutes. What are you afraid of? The amount is big! Over time, people are really "Ya Li Shan Da"! Platinum cards are not so easy to use. The annual fee is too expensive, the cost is too high, and the number is as low as several hundred and several thousand, and it is not reduced. Those VIP-level treatments are not so practical, you can't fly around the world in order to enjoy the VIP privileges of the airport. On the contrary, it is to make your salary not enough to fill the "pit".

Warm reminder: Credit card quota is enough, you can't afford a large amount of "VIP card"!

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