What is Smart Finance 3.0? Artificial intelligence combined with big data empowerment financial technology custom innovation

First, artificial intelligence combined with big data to enable financial technology, giants quickly deploy smart finance

· Tencent Financial Cloud combines artificial intelligence technology with financial business scenarios, exploring and practicing in the fields of intelligent customer service, intelligent marketing, smart investment, intelligent recommendation, smart contract, face nuclear, and big data risk control. To help financial institutions accelerate the upgrade and transformation and meet the arrival of the intelligent financial era.

Intelligent financial ecology

·Jingdong Finance and Dalian Bank announced that they will jointly build a financial technology laboratory to jointly research leading-edge technologies such as AI, big data, blockchain, etc., and cooperate in areas such as user insight, data risk control, and intelligent customer service; JD Finance further Open scenarios, data, business, and technical capabilities, combined with Dalian Bank to build a big data platform and online credit platform with leading data advantages, risk control models, and risk strategies.

Financial AI Intelligent Technology

· BOE (BOE) and Huishang Bank jointly created the smart flagship store of Swan Lake Branch of Huishang Bank. Through the combination of financial intelligent hardware technology and artificial intelligence big data technology and application innovation, the bank face recognition system analyzes the face template library. Compare and identify the customer, reduce the waiting time of the customer, and cooperate with the intelligent system; the lobby manager can obtain the latest customer information in real time through the handheld smart self-service terminal, and provide information consultation or service in time; the intelligent guiding machine can provide intelligent and integrated Three-dimensional guidance service to achieve intelligent diversion and service guidance; intelligent flagship store to build an integrated, multi-channel, intelligent financial service system, to bring customers a new and efficient service experience.

BOE Smart Bank

Second, technology customization innovation, empowering smart finance

The giants' layout in the field of smart finance, the open innovation of artificial intelligence, and the deep integration of technology and smart financial platform big data have accelerated the promotion of intelligent and customized financial intelligent hardware, enabling intelligent mobile payment, scanning code payment, and more. With the ability of cloud computing and face recognition, intelligent financial platform intelligent data management is realized. Tianbo Intelligent Hardware has been focusing on building an open intelligent hardware customization solution. With its rich commercial intelligent hardware customization experience and research and development strength, under the trend of smart finance and smart banking development, it successfully customized a new Android mobile terminal product TPS900. Smart Finance 3.0. Tianbo Handheld Terminal TPS900 Smart Finance 3.0 has passed many authoritative certifications, including UnionPay certification, PCI, FCC, CCC, CE, EMCVO, ROHS and other domestic and foreign certificates, and also obtained UnionPay's “Non-contact design meets best practice requirements”. honor.

Acquired the honor of UnionPay "Non-contact design meets best practice requirements"

Tianbo Customization+ perfectly injects the concept of Smart Finance 3.0 into the intelligent financial terminal TPS900 to realize personalized customization. In addition to the functions of mobile payment settlement and big data collection, it can also customize artificial intelligence such as ID card identification and fingerprint identification. Function, providing targeted commercial intelligent hardware solutions, comprehensively open up the difficulties of financial big data and personal identity security identification. TPS900 cooperates with Tianbo's self-developed intelligent hardware management platform to realize remote upgrade, hardware maintenance, data statistics, etc., and truly contributes to smart finance and smart banking.

Smart Finance 3.0

TPS900 Smart Finance 3.0 has strong performance

Third, the rapid development of smart finance, marching into smart finance 3.0

What is Smart Finance 3.0?

1. Smart Finance 1.0, obtained the UnionPay payment authentication intelligent terminal, realizes the docking of the Internet of Things and the payment interface, realizes intelligent payment and intelligent management;

In the era of smart finance 1.0, the financial sector has mainly set up a financial technology innovation infrastructure layer to meet the requirements of smart banking construction for innovation agility, including bank outlets, mobile banking apps, WeChat services, etc. “one-stop, self-service, intelligent "The new service experience." The business processing mode has been changed from “the operation of tellers” to “customer self-service and self-service”. Typical cases: Construction Bank, China Merchants Bank, etc.

2. Smart Finance 2.0, based on Smart Finance 1.0, realizes platform-based intelligent data management with cloud computing capabilities;

In the era of smart finance 2.0, the financial sector has mainly built a shared information and data layer and a smart knowledge integration layer to meet the demand for massive data in the construction of smart banks, that is, to build the “brain” of smart banks to meet the full range of needs of customers.

3. Smart Finance 3.0, tailor-made comprehensive solutions for customers, massive data perception analysis, intelligent decision-making services, all-round interconnection and interoperability, and realize intelligent ecological platform operation management.

Smart Finance 3.0 meets the intelligent deployment requirements of smart banking construction software and hardware, and builds an intelligent system tool layer. The bank manager obtains the latest customer information and handles the payment service in real time through the handheld intelligent pos terminal TPS900, and provides information consultation or service in time; the intelligent financial platform analyzes the customer data, and can provide intelligent, integrated and customized three-dimensional guidance artificial intelligence service. Achieve intelligent diversion and service guidance.

Brand Profile: Tianbo Intelligent Hardware focuses on building open intelligent hardware customization solutions, including handheld Android smart terminal series, desktop Android smart terminal series, and cabinet Android smart terminal series. Provide one-stop intelligent hardware customization solutions, and have successful cases in the catering, tourism, hotel, logistics, retail, and department stores industries.

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